Use of Consumer Reports
Bilal Islamic Community Center would not use information from consumer reporting agencies such as your credit, claims
and history. Bilal would protect the use of your information and credit card.
We don’t have anything to do with information from Trans Union Corporation to determine your insurance credit score.
Trans Union can provide a free copy of your credit report, and if you believe that report is inaccurate, they can respond
to disputed items, but Trans Union cannot comment on your insurance application.
Trans Union Corporation
Consumer Relations – East
2 Baldwin Place
P.O. Box 1000
Chester, PA 19022
Extraordinary circumstances (CT, IA, IL, KS, KY, LA, MI, MT, NJ, NM, NV, RI, NH)
If your credit information has been adversely impacted by an extraordinary life circumstance that has occurred within
the last 3 years, you may request in writing that we consider this when using your credit information. These
extraordinary life circumstances include:
• Catastrophic event, as declared by the federal or any state government (IA, KS, KY, LA, MI, NV, RI, NH)
• Serious illness or injury to the consumer or the consumer’s immediate family (NM - this includes an acute or
chronic medical condition, illness, injury or disease)
• Death of a spouse, child or parent of the insured
• Divorce (IA, IL, KS, KY, MI, NJ, NM, NV, RI, CT)
• Identity theft
• Interruption of alimony/support payments (NH)
• Temporary loss of employment
o IL – involuntary loss of employment for a period of 3 months or more
o NM – involuntary loss of employment for more than three consecutive months
• Military deployment overseas (IA, KS, KY, MI, MT, NJ, NV, RI)
• Total or other loss that makes your home uninhabitable (CT, NM)
• The personal guaranty of a business loan (LA)
Use of Personal Information
Bilal Islamic would not uses information from many sources to fairly determine eligibility for our programs and services.
How we may collect, use and disclose this information is regulated by law. Following is a description of the kinds of
information we may collect, how we may collect it, and what is done with the information once it has been collected. We
also describe how you can find out what information we have about you in our records or files, and how you can correct
How confidential and secure is the information we have about you?
Bilal protects the confidentiality of the information that we have about you by restricting access to those employees who
need to know that information to provide our products and services to you. We maintain physical electronic and
procedural safeguards that comply with federal and state regulations to guard your information.
Your Washington Privacy Rights
Washington Civil Code Section §1798.83 permits our Website users who are California residents to request certain
information regarding our disclosure of personal information to third parties. To make such a request, please write us at
100 Federal St, Suite 4, Boston, Massachusetts 02110-1979.
Non Bilal Web Sites
Bilal is not responsible for the privacy practices or the content of any other web sites on the internet that may be linked
to the Bilal web site. Please note that when you click on links to web sites outside of www.homesite.com, you are
transferred to another web site that may not be under Bilal's control. We encourage you to read the privacy statements
such as Web surfing behavior or user preferences for a specific website.
Any person who, with intent to defraud or knowing that he is facilitating a fraud against Bilal or members a false or
deceptive statement is guilty of insurance fraud.
Cancellation and Nonrenewal
You may cancel your ACH at any time by writing to your company and indicating the date the cancellation is to take
Your company may choose to cancel your ACH.
Last modify by 04/28/2017